Deductibles

An 'Insurance Deductible' is a specific amount the insured must pay before the insurance carrier remits payment. Or, it is the total amount withheld from an insurance payout. 



These three deductibles apply to your policy 

  1. Standard Domestic Deductible: This deductible is determined by your policy limit. You cannot adjust this deductible. It applies for all claims occurring within the United States, and not arising from theft from a vehicle.
  2. International Deductible: this deductible can be determined by the policyholder between $1,000, $2,500 or $5,000. It applies to all claims arising internationally 
  3. Theft from a Vehicle Deductible: this deductible can be determined by the policyholder between $1,000, $2,500 or $5,000. It applies to all claims arising from theft from a vehicle. 

Additional information

** If you will not leave the country during your policy, lower your premium by increasing your International Deductible to $5,000.